Credit

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01 Jul
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Data Submission Monitor Dashboard
The dashboard shows credit data trends from SACRRA and the NCR’s Consumer Credit Market Report
29 Dec
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Review of interest rates and fees under the National Credit Act: A borrower and lender perspective
Research for MFSA on borrowers and lenders as part of a submission to the regulator on interest rates and fees.
29 Jun
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Diagnostic of alternative data landscape in South Africa
Exploring an alternative data landscape which identifies the potential data points, data sources, regulatory and legal challenges and concerns in sharing and using alternative data...
29 Oct
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Bringing life to mortgage markets in South Africa
Building a model of mortgage loan performance, and identifying and quantifying the key drivers of mortgage profitability.
29 Oct
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Economic impact assessment – National Credit Amendment Bill
71point4 together with economist Co-Pierre Georg prepared an economic impact assessment of the National Credit Amendment Bill.