About us

71point4 > About us

About us

Through evidence-based research, the consultancy strives to drive change in transformational sectors and, in doing so, contribute to economic development and the well being of consumers.

About our name

The current global average life expectancy from birth is 71.4 years (according to the United Nations data). This number is too often overlooked as a key performance indicator, and a useful reminder of purpose beyond maximising profits.

What we do

Sectors of interest

Financial sector development & inclusion

Financial sector development & inclusion

  • Spanning all products from insurance, transaction banking, savings and credit products and across all channels (traditional, digital, mobile)
  • Understanding consumer financial behaviour (uptake, usage, uplift)

Housing & Housing Finance

Housing & Housing Finance

  • Focus on affordable housing, including rental
  • Performance of housing markets & submarkets
  • Origination and performance of mortgage loans in affordable market segments
  • Transaction Support Centre in Khayelitsha

Economic inclusion

Economic inclusion

  • Urbanisation, transforming cities and city-led growth
  • Youth employment
  • Informality

Credit markets & indebtedness

Credit markets & indebtedness

  • Credit market trends and performance using records level credit bureau data & National credit regulator data
  • Alternative data
  • Informal lending